DigniFi Walnut St, Boulder

May just be my experience, but they will not tell you if a personal bank account gets denied, or really anything. I validated everything and it was correct, but for some reason it was still denied. Could be my side, but regardless, there was no notification or phone call. Got hit with a $28 charge that could not be disputed and was just told sorry multiple times. I made the payment over the phone and was charged a transaction fee but was not told it would be for the next month's charge. So I have to call again and explain what's going on. I spent more time listening to the guy repeat over and over about things I wasn't calling about and waiting time. I'd try to talk and was talked over every time, so I finally just continued my sentences, then repeated them. Was also told during the first call that I can only make one payment every two weeks. Can't wait to be done dealing with this company in June! Came to eventually find out that my final payment would be AFTER the 6 month deal they had by TWO WEEKS. You're not sneaky, and you're not getting that interest charge from me. Nope. It will all be paid in full before that deadline. Two stars because they're at least upholding the 0% interest for the first 6 months...or should I say five and a half.

I didn't know anything about DigniFi at first. I needed new tires for my car and had no idea how I was going to afford them. I applied through DigniFi and was approved immediately. I was able to get my tires and I paid my no interest DigniFi loan within 3 months and avoided any unnecessary fees. This was the best deal ever AND super convenient. I highly recommend this service.

Thanks so much for the extra help for my car repairs. The Customer Service individuals were pleasant always answered my questions. Easy payment options I would recommend them to my friends and family if available.

My car brokedown while vacationing in another state. I didn't have any other form of payment with me, so the shop (other local people told me to avoid this shop, but it was the only one open on Saturday) suggested DigniFi. This company barely operates within the usery laws, my interest rate was 33.52% and there was a $28.50 loan origination fee (3.99%) The only thing this company does that is even slightly reasonable is offering no interest if paid off in 90 days (also known as "90 days same as cash"). Be very cautious on this detail, you have to request those terms & you must pay at least the minimum amount each month on time ( do NOT be 1 second late or the deal is void & you have to pay all of the interest) I paid off the entire loan within the 90 days. When I called to get the payoff amount, the person was very friendly, professional & helpful. He answered all my questions to my satisfaction. I got payment notices via email. Then I got a payoff email. Today when I logged on the website, it shows my loan document with a red stamp "PAID Mar 15 2022". So, I do commend the customer support & pay off process. However, the fees & interest rate is HORRIBLE. The ONLY reason to ever use a company like this is if you have NO other choice. My advice: plan your finances better. If you drive a car, each payday put some amount ($1, $5, $20) in an envelope or savings account. Every car mechanic on planet Earth will tell you "it is not a question of IF your car will break down but WHEN" It will happen, plan for it & avoid being taken as a financial hostage by DignFi.

Didn't agree with the charges, of repairs!! Which I don't think really but an oil change and disconnect battery.. I think I was charged to much?? Then the first PMT. I paid $36.00 and because I didn't pay the cent's they kept hounding me over it..I'm like put it on my next PMT.!!! No ..they continued to call, email me over & over!! This is to much!! I will never use this again!!

I had some needed repairs for my Q70L Infiniti that was very expensive. DigniFi provided me a line of credit to pay for the repairs on my car. I was thankful for DigniFi being there for me. I have also shared that information with friends of mine.

I was lied to mislead and cheated by this dirty company- and when I complained about it they were rude and arrogant to me. A very disappointing frustrating experience. Being LIARS AMD CHEATERS because they can is the worst kind of way to be. they deserve a rating below zero. I received My very first BILL from these thieves they said I already owed them a late fee !!!!!! When I said to them that's impossible ........ they said we'll see what we can do!!!! How does one respond to cheaters and liars ? I'm not sure. And in reality it's worse than that . Dignify gets a middle finger from me.

I needed to have some repairs done on my car but didn’t have the money at the time. My dealership told me they work with DigniFi so I could make payments on my repairs and that they off 90 days same as cash! It was incredibly easy to apply for! I highly recommend this company!

Excellent source of funds for non-warranty vehicle repairs. My premium auto needed significant parts replacement categorized as wearable and not covered by warranty. My dealer submitted my request to Dignify and received almost an immediate response approving my personal loan. Payment processing has been a breeze, I receive advance notice when an automatic withdrawal will be made so I can be sure the right amount will be in the proper account when the withdrawal is made. This way there are no missed or late payments. This really helps build great credit ratings. I recommend DigiFi to all, including friends and family.

I got an approval very quickly. They autopay from my bank account. Requires absolutely no effort from me after applying. They also report payments to the credit bureau fairly quickly. Would definitely recommend to family and friends

Simple and easy access to services and web site and billing easy to use and understand. Solved my issues flawlessly was pleasure to work with. If need these services again will definitely be in touch with them.

I used this company maybe 3x as me they where great, even I got personal loan, the only thing is this they will turn you down as well, I had a good experience with them, but sometime it makes you think if got a loan before why not allow you to get another one when have a good payment record.

They were super quick and easy. The payments were easy on the website too. It was very straighforward and I never had to call to talk to a rep for any issues.

Don't do this unless absolutely have to. Not even a real credit line you can use elsewhere. I guess I can somewhat be satisfied since I needed it to get my car out shop. Helped in that way

Dignifi was a life saver, I had just picked my car up after getting a brand new motor put in my 2018 Ford edge because rusty Wallace Honda sold me the car with a bad engine and I went to put gas in it and screwed up and put wrong eco gas in it so I had to take it right back to dealership, town east ford, and it cost me 470 to get fixed .I got approved for loan with low monthly payments from Dignifi, they really helped me out. thank you Dignifi. 😊 💓

I wish I didn't have to use DigniFi but the process was easy and very streamlined. The application process was straightforward and making payments was very easy to do.

I needed some work done on my car and was about to pay close to a grand for repairs.And the customer service team at White Marsh Koons is the best ever and gave me the hook up with DigniFi.I was happy for that because it helped me a lot during these troubling days we are living in.

dignify was there for me when i need my car repaired. offered 90 day no interest deal. if i was to carry it past that you to 12 months and a good interest rate.

How can anyone be unhappy with the quick responsive manner DigniFi handles it services. I was told how things would be performed. Procedures were quick and on point just as told by one of the reps. OMG service was 💯%. Im so happy this kind of service is available especially if you do not have funds on hand when unexpected occurrences happen. Ladies if you're uneasy about having repairs performed on your vehicle trust me it's worth it. Thank you DigniFi..

THOMAS @ DIGNIFI. CAN YOU SIGN OFF ON MY CONTRACT FOR MY REFUND AND SEND IT BACK TO GABBY MORRISON @AXIOM SO I CAN GET MY REFUND!! THIS IS REDICULOUS! I HAVE BEEN ASKING FOR MY REFUND FOR MONTHS. NEVER WILL I PURCHASE ANOTHER CONTRACT THOUGH DIGNIFI OR AXIOM EVER. BEEN NOTHING BUT A LONG DRAWN OUT HEADACHE

This company was receptive to address my needs. I was able to speak with a live Agent. I receive answers to my inquires in a timely manner. Customer services was demonstrated in a professional manner.

I took out a big loan promotion and two smaller ones later. I was given 6 months from date of purchase to pay each one off. However, when I paid over what I owed on my big balance, I come to realize that they were applying the excess payments to my smaller purchases. As such, I have a really large payment to make in the last month of my promotion to pay off the big one. And what's even better, if I don't pay off the full balance (of all promotions), they won't apply my payment to the first transaction!! What a crock...

They take well over the 24 hours to process my payments. Sometimes the delay lead to me having to pay the extra interest. After calling and paying it and moving on with my life, I received a call patronizing me for no reason. Then after completing my obligation, I received daily calls to sign a new contract. Then after asking to be put on the DNC list the calls became more frequent. I would never recommend this place to anybody I liked.

DigniFi helped me when I needed repairs done at a dealership. They approved me for more than I needed and I appreciate that. Going through the step online was easy and set up was fast. That's nice when you are already concerned about repairs that have to be done on your vehicle. DigniFi makes it easy to do business, and I will use them again for more repairs in the future for my car.

I had major unexpected repairs that were needed for my vehicle on 2 separate occasions. The application process was effortless and when I called them with questions, they were extremely responsive, professional and helpful. Once approved, checking out at the dealership is seamless. Oh, and the interest rate wasn't bad either. I am happy that I have this option. I highly recommend Dignify.

I needed some car repairs. It was quick and easy to apply and got my loan in less than an hour. If you pay off your loan in less than 3 months, it’s interest free. Had no complaints.

When I found myself in a crunch for cash, I reached out to DigniFi. They were helpful and made the whole experience pretty painless from beginning to end. The only thing I feel was negative, was the fee to use the service. The interest rate was enough in my opinion. But, with that said, other loan companies charge a fee in addition to the interest charge also.

Being accepted by Dignified loan service was a blessing because I really needed a car and they came through with problems or questions. They work with and set up monthly plans to pay them back. I advise anyone looking for a loan to contact them. Thank for allowing me to be a customer of your company.

Excellent no hassle approval, great service if you need expensive more than routine maintenance on your car

Your customer service representative was very unprofessional advising me that I had late payment even though a former rep told me not to worry. When I asked for manager a woman called stormy told me yes I had late payment applied to my account. Ask her to remove it because I mailed check on April 7th and I’m still in 90 days frame. She said no nothing can be done about late payment. I paid off my account and plan to share this negative treatment to others and advise them NEVER to use this company with it’s unfair practice.

Very easy to apply and work with. Professional. Great Customer Service. Excellent options.

My car repairs was more than I was willing to spend at the time. The service mgs recommended Didnfi to finance the rest. I fill out the few questions and was approved in 5 min. The offered interest free of paid in full in 3 months which is awesome and what I did. They help me get through a tough time. Awesome company!

My experience has been very good. I was able to get a major repair in my vehicle. My experience has been good.

I purchased a product for my vehicle and did not have cash at that time. One of the salesman brought DigniFi to my attention, and charged the items on the account. The individual will need good credit to qualify. I pay for the items monthly without being hassled. Very professional when I first call the customer service department and I appreciate it.

My experience was very easy took just a few minutes to complete online and the response was definitely music to my ears fast quick response on much needed autumn repairs since I didn't have the money at that time. Their customer service personnel were very professional and very attentive to my situation. Kudos to all!!!!!!!!!!!

I took my car into the dealership for general maintenance and the technician determined that I had a high priority issue with the water pump. The invoice was more than I had anticipated. I was able to use my DigniFi account to pay for the service

The company has good loan options. However I was given wrong information about a same as cash loan. They told me amount needed to be paid in 60 days with no interest. Don't have to pay anything during that time as long as paid in 60 days. After 30 days and no payment I was charged late fees and interest. This shouldn't have happened. So I will have paid loan amount plus additional 300 that wouldn't have happen if Dignifi representative would have given me right information.

It’s very convenient but I wish the credit line stayed opened after the loan is paid off

I really needed help paying for the repairs on my car and Dignifi made it possibly at a tough time for me and I'm so grateful for their service.

I have used dignifi in past and it’s a great way to manage huge repair cost.

It was great to be able to get money to fix a car on a trip and get home, however, it was presented to us that if we pay the full amount before the 90 days, we wouldn’t have to pay anything extra. Well there was an additional $100 for using DigniFi as a “service” fee. We paid everything well within our 90 day period. Also, they blow up your phone with promotions and keep using different numbers so blocking the numbers are pointless. They are also all automated so you can’t tell them to take you off their call list. Better off getting a credit card that truly has 0% interest for 12 months and they won’t charge any additional “service” charge.

They were awesome they helped me when I needed it. And I plan on using them again in the future.

I had to have some repairs done to my car a couple of months ago, and my dealership referred me to DigniFi for an auto repair loan so that I could get all of these repairs done at once. I applied and received an approval the same day for a loan that would cover all of the things I needed done. They were very responsive, professional, and it has been very easy to work with their website to set up my monthly payments. Another great feature is no interest if the loan is repaid within a certain number of months! I would highly recommend this company if you have auto repair needs. They have been great to deal with, and as auto repairs can sometimes be very expensive, I appreciated finding out about DignFi!

Dignifi has come to my rescue to assist with costly repairs for my car. It took pressure off me having to come up with the money at the last minute. The finance options offered to me were reasonable. I would definitely use them again.

Super helpful when you just don't have the extra money to spare on car repairs. You have to wait 10days after paying off 1 loan to take out another. Which is good to know when your car decides to die during the pandemic.

It was truly a relief to have my car service completed after my service plan expired. If it had not been for DigniFi zero interest financing if paid within 90 days I would have had to go without needed maintenance/service of my car. I am grateful for the financial service made available to me by DigniFi.

DigniFi Saved me from having to pay a massive bill upfront for auto repairs. I filled out the application and a reply was given in 24 hours or less. My Credit was not good at the time but they came through. A tremendous help. My only concern at the time was how high the interest rate was but I had little choice.

Dignifi finance is very convenient. I had a great experience when I needed it.

You're automatically approved no matter what which is super convenient, however, they say you'll receive your card in the mail, which you won't, and there's practically nothing useful on their website. So yeah, you have money to help with repairs or a down payment on a car, but you'll never be able to use it. Now I'm just waiting for the 6 month term of non-usage to be up so they cancel my card/account.

I called them several times about their website's inability to process my payment to pay off the loan. They all acted like I was crazy and that I didn't have any money. So, I stopped calling them for help and now my account is in default. 🤷🏿‍♀️ I think this place is a scam. They claim they have a promotion to pay back interest on loans if you pay the loan off before 3 months but then make it impossible to use the website to pay off the loan, and the promotion is only available through website payment. If I had known they do this, then I would have never used this service. I don't recommend this to anyone.

If it wasn't for DigniFi, i wouldn't had my car fixed, thanks to them, i was able to pay off the repairs for my car, they give you plenty of time to pay it off, really recommend DigniFi for your car repairs if ya don't have that much money avaiable..

Asked me to send a copy of my driver's license and social security card to them over the internet with no explanation as to why.

Great for expensive repairs but high interest rates so pay off quickly so interest is cheaper

The services were easy to apply for. Customer service is great.

This was the second time I have used this financial service. The first time was was to upgrade my Harley and the second time for serious issues with my car. The process is fast, easy and convenient. There is no lengthy waiting period for an answer either.

I didn't complete the loan process and accept the loan. First for a 12 month term they wanted over 30% interest. For a 36 month term they wanted over 36% interest. How they determine these interest rates I have no idea. However I have good credit with 6 figures worth of available revolving credit at my disposal. I was hoping to get a better rate than my lowest interest credit card that is just over 10%. Since Dignify couldn't do that I used my credit card instead. My advice is if you have another option go with that and don't bother with Dignify. I now have a hard pull on my credit report that is for not.

Great loan service. However, more banking institutions should be added to your network. I had the option to increase my loan by connecting my bank institution but my credit union was not in your list of banks. Please add Diversified Members Credit Union

Dignify was very helpful for car repairs when I did not have the full amount to pay at the time. Fortunately I was able to pay off the loan within the 90 days

I was sold a dignifi policy and was told it was interest free for three months. They don't send any bills and my payment was late for two days and they charged me a horrendous late fee with no warning. I hate to think what it would be like to have a claim with them. Run, don't walk away from this company.

I was in a bind trying to get my car transmission repaired when I applied with DigniFi just to see if I would get the help as needed and they came through for me in a very big way with payments that’s affordable for me. I really appreciate the assistance DigniFi provided to me so I can get back to driving my car in a safe manner. Thank you DigniFi. DigniFi is a 5 star rating in my book.

Since being awarded an account I have never received the actual card and paperwork, Called 3 times to get this and was told the address was not complete each time and yet to this day I have not received , card, paperwork, or statement. I was given an account July 2021.

DigniFi came through for me during a critical time, when I had to get my car fixed a couple of months ago. My autoshop advisor recommended that I pursue DigniFi, given the amount of work that needed to be done, and the process to get a loan couldn't have been easier! Within a day I learned my approval amount and my car was taken of! I will definitely turn to DigniFi again if ever in a bind.

Worst company I have ever worked with. I had to speak to numerous representatives because their website and automatic system was janky when I was trying to make a payment. I will never finance through them again. I was forced to pay them off with my credit card because how bad my experience was and I didn't want to deal with them anymore. I would rate them no stars if I could

They made the whole process so easy. Customer service was outstanding. I would recommend them to anyone. 90 day same as cash loan is a lifesaver! I give the 5 out 5

I had some unexpected major car repair issues to arise and did not have the funds on hand to finance the full cost. I was referred to DigniFi as a possible solution and the process from beginning to end was seamless. I would refer their services to anyone in need of help for unexpected car repairs. Hassle-free and you’ll receive an answer in a timely manner.

DigniFi was there to help me repair my motorcycle in an emergency. The application process was quick and easy. The option to repay the loan within 180 days with no interest is a blessing during these hard times. I highly recommend DigniFi.

This is a very good service for everyone that owns a vehicle. Most often, when you visit a shop or dealership for a service, you never expect to find out there's more happening to your vehicle than you might imagine. Then the shock of the cost. This service is a godsend. It lessen the struggle to figure out how much of a bill or, service to get one going. I'm a believer that this service is and, was, beneficial for my needs. Thanks

I got a loan from dignifi on January 2021, I have made my payments every month like my agreement says to in fact I pay more than the monthly payment, dignifi just informed me that my account is 4 months past due. Each month I login to my account pay my bill the money is taken out of my bank account and dignifi says I'm 4 months behind where is my money that is called theft!

I had two times when I had necessary truck repair work needed. It was too much for my budget, but DigniFi made it possible to get the work done and pay it without interest within 60 days. It was easy to apply for (the dealership/repair shop helped) and soon the repairs were done. Payment was easy online. I will be using them again if I have need.

They were there when I needed them most! My car needed an expensive repair and Dignifi made it possible for that to happen. The process is super fast and easy and it saves you a huge headache. Best part about it, is that you don't even have to talk to anyone, everything is done at your fingertips over your phone! Thank you DigniFi

I was needing some help getting my car repaired and was short, i was told by an associate in parts department about DigniFi so I applied through a link they sent to my phone, I filled out application and after just a quick turn around i was offered a really great financing plan . It was quick ,easy and no hidden fees. Very friendly. I will definitely use DigniFi next time I need and will tell friends if stuck in a situation don’t panic, there is always help

Website doesn't update accurately and does not notify of payments. I changed payment methods and not knowing that my old card didn't go through, I got a credit notification(not from dignifi)that I missed a payment. Never received a call, email or paper notification from Dignifi and although the website says I have 4 complete payments, only 3 went through. If I had not called, I still would not have known that 1 of the payments did not go through.. So when I get the chance, I will definitely be transferring this balance to another card or line of credit.

DigniFi was very professional in assistance with unexpected repair of my automobile. The website was very easy . I did it under distress from receiving my bill , so anyone can apply . The online staff are very supportive and went beyond there job to assist . I highly recommend Dignifi. So very glad I found this company.

Easy process. Before my car was finished, I was approved. Easy to make payments and if necessary to talk to them....you actually talk to a human without jumping through hoops and listening to a bunch of elevator music.

The WORST service ever! I gave my first payment right away after receiving my purchase. After a month, I was told my first payment did not go through because my “bank account was no longer active.” I told them that was not possible as I currently receive direct deposit from multiple income and I made sure my account was indeed active. They still made me pay a much larger amount plus late fees. I’ll state it again, WORST SERVICE ever!!

I signed up for this service for a one time purchase. After receiving my card in the mail, I contacted customer support (this would have been miNovember to early December). After being told how to log into my account, I explained that a am a Disabled Combat Vet with severe PTSD and several TBI’s and that I cannot do business on the internet, please send me pa i and to have the late fees deleted. Of course this was not an available option, but was told that I would get a paper bill in the mail. I asked to have the reminders and phone calls to be stopped. They continued. I finally sent a cashiers check to the only address provided to me (4February). The calls and harassment continued. I asked about the status of my cashiers check and there was no record of it. I asked where my paper billing statement was and it had just been sent out. They could not and would not make an exception. Once I finally got my bill, approximately 15 February, I immediately sent a check for $1,000. I also went to my bank and cancelled the cashiers check for $500. As of today, I still have not received my bill in the mail, and the cashiers check from 4 February was cashed on 8 March. As soon as this bill comes in the mail, I will pay the remaining balance of $500. I’ve “requested” that the additional fees $67.60 be dropped from my account, as I have no intention of paying fees for the incompetence of this companies employees. Not only will I not do business with this company, I will make sure to tell my story to whomever I can. The business practices that have been used are unacceptable and this business is an epic failure. Barry Bateman

My transmission went out on my vehicle and stressing on how to come up with the money. Your company made it very simple and a fast response on the approval amount. It's been a great experience dealing with Dignifi I will definitely use this company again in the future if I need to.

I was in need of new tires, and dignifi came to the rescue. The terms are easy, and I pay online. If you’re in need of a loan and don’t have perfect credit, give this company a try.

I called Dignifi to pay them in full. I was told that I can not make a payoff payment with a checking account, or debit card. I must mail a cashier check into them for payoff- I asked who would be responsible for the interest for the period of mailing, seeing how THEY would not take my payment. I do not understand how you can NOT accept a payment in full and then penalize the consumer additional interest. I will never use this service again, and will ensure that my fellow riders do not as well. It was great in a bind, but this is not a smart option

First of all, the dodge dealership where I repaired my car only used this company for financing so I had no other choice and I somewhat regret it. Secondly, I was NEVER told that this was a credit card until way later. Finally, I wouldn’t recommend using Dignifi without doing some research first. In the time I used this company I received countless false texts and emails stating that I “owe the first payment of $xxx.xx” weeks after I made my payment on time. I made my first payment ON TIME using the online portal and it denied my card for “insufficient funds” even though I had more than enough funds on my payment method. I had to call several times to resolve the issue and was told that there was nothing that could be done, once I finally gave in I was charged interest even though my contract clearly states as long as I pay the total amount within 6 months I would not be charged interest. They also charge you a fee to make a payment over the phone even though it’s the only way you can actually make a payment that will be processed. Every time I needed assistance or I had a question I had to call multiple times before it was resolved. I called once simply to ask about my account balance and to pay off my account and I was told that I did not have an account with the company. They searched for my account in the same means that they always did and I was told the only other way they could find my account was through the account number or card number. I never received a physical card and I was never given a card number either. After checking every statement, email, text, and physical document from the company ALL of the instances where I could see my account number it was blocked out. The only way I was able to access my account again was by running my credit report where I was finally able to access the account number fully. Ultimately I’m sure not everyone has issues with the company and it is possible that some of these things were my fault but this is just my experience with Dignifi. I did pay off my repair and I technically benefitted from the accidental credit card but i was VERY stressed out trying to maintain my payments since I was not planning on opening a credit card. Maybe you will have better luck than I did :/

Quick and easy approval process. Loved how fast and efficient the process was considering the pressure when you've encountered a pricey invoice to have your vehicle fixed!! Payment options, website set up and reminder features were sufficient and just what was needed. DigniFi is the way to go!

Dignifi came in handy when I need help with the finances of getting my car taken care of. The application was super easy and I got approved quickly

Dignfi has been a pleasure to work with. I opted to have my payments electronically deducted. I would highly recommend them. And Thanks to them ingot my new truck. Thank You Dignfi 😁

Greetings I found Dignifi easy to apply for but did not enjoy the user experience because it appears that you have to sign up all over again to get to the next step and when you want to do any transaction, you have to input your ssn. Why not use the acct number associated with the account? Privacy is extremely important these days and having to put your ssn out there over and over is begging for trouble.

Though the dealership I went through ,Patriot Auto, screwed me over, lied to me countless times, and even went as far as accusing me of things that the repair shop vehemently denies, Dignifi has always been fair, prompt, and helpful. It’s a shame that you guys do business with such a scummy dealership, but my issues with them can’t be put on your shoulders

I regret ever applying for crediy here. I send my payments every month on time ELECTRONICALLY, yet for some reason they don't ever "process my payment" til after the due date then charge me a late fee. Then when I call them they conveniently never have my payment status updated. They are the only company I have dealt with that does this. I have even sent my payments before my due date and still don't get processed in time. My bank has even faxed them proof that my payments were sent. I hate dealing with this company.

I wholeheartedly trust dignify because when I needed them for my car's repairs, they were there. So I will continue using dignify in my future endeavors. Thank you.

After being told by dignify that they worked with the buissness I was trying to use it at had repairs done to vehicle, and went to use card and dignifi no longer uses the buissness, so had to cash advance off the card to get money to pay for vehicle, charged me a high cash advance fee, costed me more money to use dignifi than expected

Short version: Do no rely on Dignifi to communicate statements. You are responsible for finding your account number. Long version: I got my vehicle repaired and was able to secure a 0% loan with Dignifi. At that time, I received three email messages - loan approval, final approval, and welcome. Since then, I received no email messages nor mailed copies. I was told at the time it was a tech company and statements would be emailed - so frankly I forgot about it as I check my email regularly. Yesterday and this morning, I did receive a text saying my payment was late. I called in and spoke with Laura who explained that they are a tech only company. She "resent" the emailed statement which was not in my inbox, trash, or spam. Three days late, uninformed, and my loan has changed from 0% to 26.99%, which would have been fair had I received a statement or notice. Laura explained that I signed away such rights since I had initially signed the contract last month, so therefore knew, and/or I could have logged in to the portal. Both are logical points. However, I was told both from the dealership and from a Dignifi rep day of signing that I could expect statements. Had I known I had to find my own account number and statements, I would have done so. As it stands - shame on you, DigniFi.

I was approved quickly and it was a simple process. Wish there was a better platform for payments. Lucky I was able to pay off in 3 months so I didn’t have to pay interest.

Dignifi is a great loan company. I took out a loan to fix the Audi I got for my Wife. This was a life saver when Cash was tight it came in minutes right there at the dealership. Thank you so much I recommend to everyone!

I have had to use DigniFi loans twice and both experiences have been great. Easy to sign up and have had no issues with the auto withdrawals (auto withdrawal is not mandatory). Unexpected car repairs can be a hardship, very thankful for DigniFi!

Pros: a quick response to your application, good customer service by phone, making payments was convenient and easy. Cons: website is poorly constructed and not user friendly, billing and payment statements were not easy to understand and once I paid off the loan, it cause a decrease in my credit score. DigniFi reported it as a closed account instead of a paid off loan

Great product for getting my car fix. The website is very limited of what you can do. The customer service can be a pain just to move me payment date.

DigniFi Loan helped me be able to have my truck repaired. It was an expensive repair and could not have done so without this Loan capability. It was an easy process and completed the setup in minutes. The online payment tool is easy as well.

Great Finance Company I've had no problem I will help you out anyway I can get all the employees a Raise $$

Great experience and great communication with assistance from Dignifi… will always recommend and return to get loan if needed.

I like 👍 it came in handy help cover expenses with my vehicle payments are easy I recommend using

I have had two auto repair loans through DigniFi , each time they were easy to communicate with , were very professional and did exactly what they said they would do . I would recommend DigniFi to anyone that needs auto repairs and quick and easy financing .

I was able to get a loan to pay for a down payment on my car. It was an easy process but they do charge a fee on top of what I borrowed. If you pay with in 90 days there were no interest charges.

Fast response time. This is the second time we used this service to assist us with expensive car repairs. Will use them again if needed.

They are awesome. I needed help with some car repairs and it was taken care of. I applied and I got an answer while waiting on my car. I'm very grateful to have found them.

The service offered and the concept is fantastic. I have 2 issues however 1.I often pay more on my loan than that which is required in order to pay my loan down quicker as high balances affect my credit utilization on my credit report. However the monthly reporting Dignify complies with to the credit bureaus does not always reflect my true balance owing which negatively affects my credit rating. I find i have to lodge disputes to have this corrected and this takes time. Can your company speed up their reporting process to twice a month to assist myself and others. 2.I also suggest you let us know which vendors accept your cards via a website . Thank you Mark Lewis

I had no issues using them for a small loan for my car repairs which I paid off within 30 days. But the SPAM that you get after using them is out of control. They call at least once a day trying to pitch something else. Email all the time. It’s unreal. My spam calls have doubled since using them so I think they even sell your info. I wouldn’t use them again for this reason. I’m actually posting this off a spam email they sent me. Thanks for the 7,000th reminder to review you. Now stop calling me.

Was able to get a loan quickly. You can make payments easily online. They were very professional. The interest was very high so I paid off balance within 6 months. Overall it helped me when I needed to get my car fixed!

I hadn't heard anything about this company before. I was in need of service and repairs on my bmw so I went to my local dealership Roadshow Bmw in Memphis and I was advised by my trusty service advisor Jody Hatchett of the costs I was facing 🤯 if you own a bmw and take it to the dealership for service you know exactly what I'm talking about. My advisor told me if I didn't want to incur all of the cost at once I could you this company called DigniFi. I was a little skeptical at first but he assured me that they were legit. The application process was quite easy just a few questions from my advisor and he entered my information into the super smooth application process and that was it. It didn't involve a credit check or any evasive questioning and immediately I was approved for funds to cover my expenses. Payback is just a small really manageable monthly payment. Two thumbs up for Dignifi!!!!If you need a lifeline go with Dignifi and they will throw you a rope. (Great company)

I have great credit, over 700. They approved me instantly, however there was a problem setting up the account. The service techs were rude, customer service was very rude and unknowledgeable about products and offerings. Took a month of phone tag to get it going. I ended up refusing the service after all that, very shady. I’ll stick to my Capital One card, thanks for nothing.

Quick approval and took care of large repair bill on my Harley I needed done for a short period before funds arrived. Easy to use and a great comfort for unexpected repairs on my motorcycle

DigniFi was an interesting experience. My car required some upgrades, the dealer was offering me a substantial discount and I didn't want to spend my cash during while we were at the beginnings of the Covid-19 crisis. They were professional in explaining things to me and offered 90 days same as cash. They honored that and I am appreciative for them being there. While the normal interest rate is pretty much the same rate that other credit cards charge, I cannot criticize them for this. They offered me a chance to get some things added to my vehicle at a bargain price, without my having to finance it along with the rest of the vehicle for five years.

They were very quick at approving me for a loan to help pay for my car repairs. They made it clear on my timeline if I wanted to pay off the loan before interest was added. The site was easy to use and pay off my debt in time. I am very pleased and appreciative of their help. Overall a very pleasant experience using DigniFi. This was my second time receiving a loan from them.

I really like this company the fact that you can pay your loan off with cash 💸 or card at retail stores that upsets dignifi

Has helped me with major repairs to my vehicle. I was able to make monthly payments and have the repairs done.

I was in a bind and needed money to repair my truck ASAP and they came through with a great offer and it helped a lot. Only issue is I needed more to repair another vehicle and I couldn't get funded 2 times in the same month. Maybe they can work on funding me for different vehicles and not be restricted to just one loan.

I needed major work done on my vehicle. It was a little more than I could afford outright. So, I took a card from the dealership display. Went online and started the process. So so easy. I was able to get ALL the work done. The payments are budget friendly. I get reminders when my payment is due. I app is so user friendly and making a payment from start to finish is less than a minute. It takes longer to log in. Love this service. Will use again. Highly recommend. 🌟 🌟 🌟 🌟 🌟 🌟 🌟

Thus far, I have used DigniFi twice for automotive repairs. Working through loan approvals and payments has never been an issue. Regarding website improvements; *Section- My Loans-- The addition of a running balance column to the payment history section would help. This function would better reflect the amount paid and make the borrower more aware of the potential to incur late fees or other penalties against the amount due. *Section- Account Preference-- Bolder bubbling and fonts where customer information is entered would also help. The light grey lettering and spacing make it difficult to modify contact and banking updates in a timely manner. In all, it is a great service, but a few adjustments to the account profile could improve both first time and returning user experiences.

DigniFi handled my car loan so well. I was nervous because cars are so necessary in a big city like Houston. However the app and the website have made it safe and simple for me to pay my loan. What's great is that I can pay the amount I have instead of deducting from my bank account on a specific date. For me that feature means my tip money and money from friends and family can go directly to DigniFi at anytime. Great customer service team. They get the job Done ✅

DigniFi was a quick and easy way to get my auto repair work financed. They give you a 90-day to pay with 0 interest if paid in full within that period. I was fortunate to have this option available.

I have to say dignified saved me at the dealership I would have been able to pay for repairs without them. It was very easy to sign up and use the app I got approved in about 10 minutes. Awesome service I would highly recommend them. The interest wasnt crazy on the loan. You can pay it off before the first payment cycle and not accrue any interest. All in all worth it if your in a hard spot or you need more capital then you are willing to spend.

I have used Dignfi 2 times and would recommend always good to know their there when you’re in need

I was in need of unexpected repairs and DigniFi was easy to apply and response was very quick. I was able to get my repair done without waiting for my personal funds to be available.I have used them before and I like the fact you can always pay off early. I love that this exist!

My dealership suggested this loan company when I had to have some pretty extensive repairs done on my vehicle and claimed that they'd had a great response from others that had gotten loans from them previously, so I dove in. At first, this company had a deal where if you paid off your loan in 90 days no interest would be charged. Done! I got this! Right off the bat, I paid them 2 very large payments before my due date and thought I was on the right track. Due date came and went and then all of a sudden, I start seeing late fees and they even reported late payment to all 3 credit bureaus when I wasn't ever late.Phoned customer service because apparently they don't have time to respond to emails or their chat service even during business hours and was basically blown off. I paid off the loan way before the 90 day mark and then 2 weeks after the 90 day mark,I see they've tacked on some random dollar amount to an already closed/paid in full account. I don't think I'll ever be doing business with this company again.

Every time I needed to service my car and got a big bill used dignfi and it was quick no hassle, convenient to pay, I like to make extra payments and was always simple. So, really recommend....

The application process was very simple and I was approved for the amount I needed. Making payments is also easy. They send a reminder a few days ahead of time so you won't be late. Thank you, DigniFi!

When your unsure of an unexpected expense for a car repair, Dignifi will come thru for you .. the registration is very quick and it's pretty simple takes no longer than 2 minutes for your approval to get on the screen !!! It's just that easy. I recommend this to anyone who needs emergency money for your car repair. Plus, they even give you 90 days to payoff the loan is before, the interest starts so I actually took advantage of that.. so, please don't hesitate..apply today.

Used them to take care of a serious issue in my engine - the website was easy to use and I appreciated the details that were provided for the step by step process. I was able to pay it off in full early which was handled great by the site. Would use again if needed

The loan process was fast and easy and the approval was completed quickly.

I have used DigniFi on a number of occasions and I would definitely recommend them. DigniFi definitely was handy when I needed to get some work done on my car, but I didn't have the cash on hand. Paying them of in the 180 day payoff period was also great, paying it off in this time frame made our loan a great deal!

My car had to have almost $400 of work done to it and Dignifi was offered to me to apply for loan and just make payments so didn’t take even 5 minutes to fill out application and less then a minute to get answer, i had no problem getting approved and they saved me. I will definitely b using them again

I am working on my second loan with DigniFi.. slightly upset after doing a quick payoff of my first loan that the amount approved for my second was lower.. I love that there isn’t a down payment, I love that they offer a quick payoff with 0% APR.. they also offer roadside assistance that you can add to your term, and if you don’t need it yet signed up for it, you can call and the team will remove that from your loan. I mean, I honestly can’t complain, it helps your credit; I’m just disheartened that my second approval amount was lower than my first. However, I did acquire another loan before reapplying for this one, and I’m sure that made an impact on their decision for amount.

Quick and easy to get approved for car repairs financing. Paying your bill is quite easy through their online portal.

Overall I was very pleased with how quick the money was deposited to my account. It would be 5* but I keep getting woken up by calls from a machine asking me if I'm interested in another loan.

Approval process was easy and quick. I was able to pay for my costly car repair on a monthly basis. Customer service personnel were professional and polite. I would definitely recommend DigniFi and would use them again if I needed to.

Good card. Wish I could use it at more places so I could get better repair prices but I still love it. Make sure who's running it knows how apparently it is hard for them it's not a normal card. And the security on it is really good. It will not approve any amount with out confirmation with me. Good rates for where I'm at credit wise now. i do love knowing i have a card that I can use just to fix my car.

When the brakes on my car came up to a $600 charge that I couldn't immediately afford, DigniFi helped break that up into several months of smaller payments. While I don't necessarily want to make a bill payment for the next year, the fact that it was affordable and immediate made sure that my car was safe to drive and I wasn't going to skip rent to make it happen. Despite any nagging issues, if the same situation were to come up again, I'd turn to DigniFi without worrying about it.

I had some work done on my car in the middle of the Covid-19 shut down. I was able to use DigniFi to pay off my services for me. They had an offer to provide me 6 months to pay it in full with no interest. I was sure to pay it off before my 6 months was up. Great service! Was right on time.

I'm really grateful I was able tonuse dignifi as a down payment for a newer car. The only thing I'm not satisfied with is the way the payments are set up. I make extra payments and since its ACH it still pulls out money from my bank account on the day its set up which is a little irritating, but i was months ahead on the loan. Also an app would be nice and a lot more convenient.

This is a GOOD company that allows you to pay your expensive car repairs in installments when you don't have the full $$$ amount upfront. I just wish they were faster at reporting true balances to the credit bureaus though. They reported the FULL amount of my loan to the credit bureaus, EVENTHOUGH I HAD ALREADY MADE TWO FULL PAYMENTS!!! So their reported balance to the bureaus was a lot higher than what I truly owed. That doesn't look as good on your credit. Other than that, I truly like this company and am grateful for their service. Without them, I wouldn't have been able to repair my cars. They are life savers; I've used them 3 times for 3 different cars.

DignFi Financing helps you when your back is up against the wall and you need your automobile repair on the spot at your automobile dealership. My automobile repairs cost was way over my limit financially however DignFi accepted my on the spot loan application at the dealership and I was approved within minutes so that my automobile was able to get repaired. That's a great feeling to know that you can drive away from the dealership and your automobile is completely fixed with a maintenance warranty from that dealership. Thank you for taking the time out to read my review perhaps one day DignFi can assist you when your back is up against the wall and you have no one to turn to.

Should give customers more time on the no interest payment option. Or at least give lower interest rates to high credit scores. If you have great credit it doesn't matter to them. All their interest rates are extremely high