Mission
iPaydayLoans aims to help borrowers with relevant, detailed, practical-oriented, and unbiased information that can help them make smart financial decisions and access some of the best loan offers in the market. In service of this goal, we provide blog posts, financial articles, QA sections and FAQs that provide answers to the most commonly asked questions and give loan applicants step-by-step guidance on getting value loan deals.
Packaged by our editorial team, these guides have been consulted by thousands of loan applicants shopping for loans online because of their practicality. Our editorial team is composed of seasoned and experienced financial experts, writers, reviewers, fact-checkers and product testers.
Editorial Process
Our content is written with intent. Through iPaydayLoans, loan applicants must be able to find out first-hand, reliable information about a financial service, what they are best known for and their cons, if any. So, all our content must go through the following processes before publishing:
Research: Our editorial team carry out intensive research on products before writing. Product testers may try out services and products to have first-hand experience and give users a wholesome idea about the service. Writers may also consult authoritative sites, surveys and academic publications to produce informational and accurate content.
Write and review: In writing and reviewing, our editorial team members work closely together to ensure that the content is plagiarism free, statistically accurate, devoid of grammatical errors and contain relevant information that can make readers make firm and informed borrowing decisions.
Fact-checking: As part of the editorial process, our team reviews each content before publishing, checking for the accuracy of statistics presented and ensuring that only trusted, authoritative sources were consulted during writing. Strict measures, in line with industry standards, are taken to ensure content is accurate.
Editorial Principles
Independence
Our reviews are independent of our lending partners, collaborators, or sister companies. We do not require their review, approval, or endorsement before publishing this content. Our reviews and guides are objective and original, and in content where the best pick is indicated, readers can easily tell why that service was picked ahead of others.
Accuracy
Our editorial team comprises fact-checkers, among others, who see to it that what we publish is factually correct. Statistics presented are usually updated periodically to maintain currency. We may also update content to ensure that they reflect current trends, government policies and regulations, etc.
Language
We strive to be as inclusive as we can. Therefore, our writers are carefully using language pejorative to a certain population. We also do not entertain profanity and cuss words in our content. Since loans can be a complicated topic to understand, we write in simple English so people of all ages can understand. We may also give relatable examples, insights, and contextual information from time to time to help with understanding and help readers understand the subject from different perspectives..
Plagiarism
iPaydayLoans has a zero plagiarism policy. Writers guilty of a form of plagiarism could be suspended upon investigation. The editorial board decides what can be passed as plagiarism or not. Plagiarism may include copying and pasting content from another website into iPaydayLoans' content, replicating content, and making only very few changes to an already existing content. To guide against plagiarism, our reviewers use several plagiarism checks on their content to ensure they are plagiarism-free.
Our Resources
We make sure to consult only reliable and credible sources across all our webpages, blogs, guides and review posts. These sources include:
- Websites of state and federal government agencies like the Consumer Financial Protection Bureau, and Federal Deposit Insurance Corporation .
- Acts and regulation websites like the Truth in Lending Act and Fair Debt Collection Practices Act
- Legal-related websites like the State's attorney general and regulator pages